How Much Life Insurance Do You Need?
Enter your financial details below. We’ll calculate your coverage need and show you your gap — the difference between what you have and what your family actually needs.
Income & Family
$
Debts & Obligations
$
$
Existing Coverage & Health
$
No
Yes
Your Coverage Breakdown
| Income Replacement | — |
| Mortgage Balance | — |
| Other Debts | — |
| Total Coverage Needed | — |
| Minus: Existing Coverage | — |
| Your Coverage Gap | — |
This calculator provides an estimate only and does not constitute financial or insurance advice. Coverage needs vary based on individual circumstances. USMilitary.org is an independent educational resource and is not affiliated with the Department of Defense, VA, or any government agency.