Key Takeaways The 3-year rule is a reliable benchmark: if you won't be at a duty station for at least three years, renting typically makes more financial sense than buying. VA home loans offer powerful advantages — no down payment, no private mortgage insurance (PMI) — but those benefits don't eliminate the risks of buying with a short timeline. The Department of Defense … [Read more...] about Should You Buy or Rent at Your Next PCS Duty Station?