We’re committed to finding new ways for veterans and military families to save more of their hard earned money. In addition to discounts, we’ve also researched tax rebates, homeowner programs, and more. Instead of digging a financial hole this holiday season, let’s find a few ways to enjoy family time without breaking the bank.
Avoid Costly Home Repairs with American Home Shield’s Military Discount
Owning a home brings unexpected repairs. But, with American Home Shield, veterans can be prepared without spending as much. Their home warranty plans, exclusively priced for the military, protect you from sudden home repair costs. This type of service can be a major stress saver during the fall, with game day and Thanksgiving gatherings right around the corner.
Get your free quote and exclusive savings just for veterans >>
Protect Your Property & Loved Ones with This Special Veterans Only Offer
Protecting your largest asset and your loved ones is a top priority. Home security systems provide peace of mind, and some home insurance companies will even offer a discount on your premium for having monitored home security.
Offer: Get a $100 ADT Visa® Reward Card* with a newly installed ADT system
We like ADT because of their top consumer ratings, extensive home security experience, and technology offered for comfort and safety.
Learn more about this special offer for Veterans from ADT >>
VA Loan Rates Are Plummeting – See How Much Cash You Can Take Out
This is more than just a deal. It’s an opportunity to turn your home equity into cash for other needs. With special rates and terms, military families can use the Cash out VA Loan to pay off debts, fund educations, or make home improvements.
Find VA Cash out lenders, compare, and save >>
Do you have a mortgage rate that you love and don’t want to let go of it? Consider using a HELOC (note: there are no special VA backed HELOC products) instead. You can shop options and compare rates for free.
Supporting Veterans in Mortgage Distress: VA’s Foreclosure Pause
In a significant move to aid veterans grappling with mortgage challenges, the US Department of Veterans Affairs (VA) has implemented crucial measures to prevent foreclosures on VA-backed home loans. Recognizing the financial hardships faced by many veterans, the VA has announced a pause on foreclosures of VA-guaranteed loans until May 31, 2024. This temporary suspension serves as a lifeline for veterans, providing them with the much-needed time to find workable solutions for keeping their homes.
Complementing this foreclosure halt, the VA is also extending its COVID-19 refund modification program to the same date. This extension is a vital part of the VA’s efforts to support veterans in financial distress. It offers zero-interest, deferred-payment loans to help cover missed mortgage payments and revises the terms of existing VA-guaranteed loans to make monthly payments more manageable. Furthermore, the VA has introduced the VA Servicing Purchase (VASP) program, a novel approach to home retention. This program allows the VA to directly purchase defaulted VA loans, modify them, and manage them, providing a more direct and effective way to assist veterans facing severe financial challenges. As the VA news release emphasizes, these initiatives are geared towards adjusting loans and monthly payments, enabling veterans to retain their homes.
In response to these initiatives, industry leaders, including Bob Broeksmit, president, and CEO of the Mortgage Bankers Association, have welcomed these measures and proposed the reinstatement of the VA’s standalone partial claim program. This program, which was successful in supporting veterans and servicers until its discontinuation in October 2022, is seen as a vital component of the VA’s long-term strategy to assist borrowers in overcoming financial difficulties. These steps underscore the VA’s commitment to helping veterans navigate the challenging terrain of mortgage management and home retention.
Learn more on NPR, who was responsible for highlighting this massive issue many veterans are facing.
Do You Need Help Getting a VA Disability Rating Increase?
Achieving the VA Rating You Deserve: A Step-by-Step Guide
At Trajector, they are committed to helping every disabled veteran obtain the VA rating they rightfully deserve. Their process is designed to be straightforward and supportive, ensuring that veterans receive the assistance and guidance they need at every step.
1. Initial Consultation with a Veteran Specialist
The journey begins when you submit your information to Trajector. A Veteran Specialist will promptly reach out to you for a thorough review of your service-connected disabilities. This telephone consultation is crucial in understanding your situation and determining how they can best assist you. If, for any reason, they find that they’re unable to provide the help you need directly, they will guide you towards other resources that can be beneficial for your case.
2. Developing Your Disability Benefits Questionnaire (DBQ)
Following your initial review, they will arrange for you to meet with a skilled medical provider who has expertise in developing and completing Disability Benefits Questionnaires (DBQs). Their medical providers are well-versed in evaluating veterans and have a rich history of working with numerous individuals to accurately document their disabilities.
3. Submitting Your VA Claim with Confidence
The final step in your journey involves filing your VA Increase claim. Once their provider finalizes and returns your completed DBQ, their team will guide you through the claim submission process. This part is crucial – a properly filed claim is key to ensuring that the Veterans Affairs reviews your case promptly. Upon successful review and approval of your claim, you’ll receive an updated disability rating that reflects your current situation.
Trajector stands by our veterans throughout this process, providing the support and expertise needed to navigate the VA system effectively. Their goal is to see that every veteran receives a fair and accurate assessment, leading to the VA rating they deserve.
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