
KEY TAKEAWAYS
- For 2026, Georgia excludes up to $17,500 of military retired pay under age 62 ($35,000 with enough Georgia earned income), $35,000 at 62 to 64 and $65,000 at 65 and older.
- The bigger exclusion from House Bill 266 starts in tax year 2027, not 2026: $35,000 for retirees under 65, rising $5,000 a year toward $65,000.
- Veterans rated 100% or paid at the 100% rate for unemployability can exempt $126,526 of their home’s value from property tax in 2026, up from $121,812 in 2025.
- Honorably discharged veterans get a free driver’s license with a veteran designation and a free veteran license plate for one vehicle.
- Veterans rated 100% can buy a three-year hunting and fishing license for $18, and disabled veterans get 25% off state park lodging and fees.
- Georgia Veteran Benefits at a Glance
- Georgia Income Tax Benefits for Military Retirees
- Disabled Veteran Property Tax Exemption
- Education Benefits
- Employment Benefits
- Driver’s Licenses and License Plates
- Hunting, Fishing and State Parks
- Georgia War Veterans Homes
- State Veterans Cemeteries
- VA Health Care in Georgia
- Getting Help
- Frequently Asked Questions
Georgia is one of the bigger military states in the country, with major Army, Air Force, Navy and Marine Corps installations, and its veteran benefits reflect that. The headline change is a larger tax break on military retired pay for retirees under 65 — but despite what you may have read, it starts with tax year 2027, not 2026. This guide covers the rules that apply now, what changes next year, and the rest of Georgia’s benefits for veterans, service members and their families.
Georgia Veteran Benefits at a Glance
| Your status | What you get in Georgia |
|---|---|
| Military retiree | Retired pay exclusion of $17,500 to $65,000 depending on age and earned income (2026); larger exclusion for under-65 retirees from 2027 |
| Any honorably discharged veteran | Free driver’s license with veteran designation, free veteran plate for one vehicle, state hiring preference, one-time free hunting and fishing license (if discharged on or after July 1, 2005) |
| Any service-connected rating | 25% off state park accommodations, recreation fees, golf and historic sites |
| 10% or higher | Exemption from local occupation taxes and business fees for 10 years; 10-point state hiring preference |
| 100%, or paid at 100% for unemployability | $126,526 homestead exemption (2026), property or title tax exemption on one vehicle, Disabled Veteran plate with disability parking, $18 three-year hunting and fishing license |
Georgia Income Tax Benefits for Military Retirees
Military Retired Pay: The Rules for Tax Year 2026
For 2026, Georgia’s military retirement exclusion still works on the age brackets that have applied since 2022, according to the Georgia Department of Revenue and the Air Force benefits library:
| Your age | Military retired pay you can exclude |
|---|---|
| Under 62 | $17,500, plus another $17,500 if you have more than $17,500 of Georgia earned income |
| 62 to 64 | $35,000 (the general retirement exclusion) |
| 65 and older | $65,000 (the general retirement exclusion) |
If you’re 62 or older, the $35,000 and $65,000 limits are the general retirement income exclusion, so they cover all your retirement income combined, not just military retired pay. Married couples who both receive retirement income each qualify separately. Georgia doesn’t tax Social Security.
What Changes in 2027: House Bill 266
Governor Kemp signed House Bill 266 in May 2025, and many news reports said the bigger military exclusion would start in 2026. It doesn’t. The signed bill says the military retirement section takes effect January 1, 2027, and applies to tax years beginning on or after that date. The rest of the bill took effect for 2026.
For tax year 2027, the military exclusion extends to retirees under 65 and rises to $35,000. According to the state’s fiscal note, it then goes up $5,000 a year until it reaches $65,000, which works out to $40,000 in 2028, $45,000 in 2029 and $50,000 in 2030. Because the 62-to-64 bracket already gets $35,000 under the general exclusion, those retirees won’t see a gain until the limit passes $35,000. Check the 2027 Form IT-511 instructions for the exact rules, including whether any earned-income test still applies, before you file.
Want to see what your retired pay will be before Georgia tax? Use our military pension calculator.
Survivor Benefit Plan Annuities
SBP, RCSBP and RSFPP annuities are taxable in Georgia, but a surviving spouse can use the general retirement exclusion: up to $35,000 at 62 to 64, or under 62 if permanently disabled and unable to work, and up to $65,000 at 65 and older.
VA Disability, Combat Deaths and Filing Extensions
- VA disability compensation is tax-free at every rating. Our VA disability ratings guide explains how ratings are combined.
- Combat-zone deaths: a service member who dies from wounds, disease or injury incurred in a combat zone owes no Georgia income tax for the year of death or for prior years ending on or after the first day of combat-zone service.
- Filing extensions: service members serving outside the continental U.S. get a six-month extension with no penalty or interest, and those deployed to a combat zone have until 180 days after the deployment ends.
Disabled Veteran Property Tax Exemption
Georgia’s disabled veteran homestead exemption takes $126,526 off the value of your home for 2026, up from $121,812 in 2025. The amount is tied to the federal Specially Adapted Housing grant limit, so it rises most years. It applies to state, county, municipal and school taxes, though some counties apply a slightly higher figure to school levies; any value above the exemption is taxed normally.
You qualify if you’re a Georgia resident with an honorable discharge who owns and lives in the home, and VA has rated you:
- 100% service-connected, or paid at the 100% rate because of individual unemployability
- For loss, or permanent loss of use, of one or both feet or hands
- For loss of sight in one or both eyes, or permanent impairment of vision in both eyes
There’s no age or income limit. The exemption continues for an unremarried surviving spouse or minor children who keep living in the home, and the unremarried surviving spouse of a service member killed in a war or armed conflict can qualify too.
How to Apply
Apply at your county tax commissioner’s office (or, in some counties, the tax assessor) with your VA award letter and the state homestead application. You must own the home on January 1. April 1 is the traditional deadline, but each county sets its own date, so check yours; the Department of Revenue homestead page links the forms.
Vehicle Tax Exemption
Veterans who qualify for the homestead exemption are also exempt from the annual ad valorem tax or the title ad valorem tax (TAVT), whichever applies, on one vehicle they own. Since 2023 you no longer need a Disabled Veteran plate to get it. Veterans who buy a vehicle with a VA adaptive vehicle grant also pay no state sales tax on that purchase.
Buying a home in Georgia? A VA loan lets you buy with no down payment, and the homestead exemption can cut your property tax bill substantially at 100%.
Education Benefits
Georgia National Guard Service Cancelable Loan
The Service Cancelable Loan pays tuition for Georgia National Guard members at eligible Georgia colleges, for undergraduate or graduate programs. The amount depends on the type of school and how many hours you take, and you can receive it for up to 120 semester hours. You repay it with service: two years in the Georgia National Guard after the last term it funded, with at least a 2.0 GPA. If you don’t complete the service, you repay the loan with interest. Apply through your school’s financial aid office after filing the FAFSA.
HERO Scholarship
The HERO Scholarship pays up to $2,000 a year, for up to four years, to Georgia National Guard and Reserve members who served at least 181 days in a combat zone beginning on or after February 1, 2003. Their children can qualify if they were born before the deployment (or within nine months of its start) and were 25 or younger at the time, and the spouse and children of a member killed or 100% disabled in a combat zone qualify as well.
In-State Tuition
The University System of Georgia charges resident tuition to eligible nonresident service members and to veterans who separated within the past 36 months and enroll in a degree program. Dependents of service members stationed in Georgia qualify too. Georgia residents can also use the HOPE and Zell Miller scholarships alongside the Post-9/11 GI Bill.
Georgia Military Service Scholarship at UNG
Each year the state awards Georgia Military Service Scholarships to 42 graduating high school seniors to attend the University of North Georgia, Georgia’s senior military college, as members of its Corps of Cadets. The scholarship covers tuition, books, uniforms, and room and board, and recipients agree to serve as enlisted members of the Georgia Army National Guard while they’re cadets.
Employment Benefits
- State hiring preference: veterans with an honorable discharge who meet the wartime or service requirements get 5 points added to passing exam scores, and veterans with a 10% or higher service-connected rating, along with certain spouses and surviving spouses, get 10 points.
- Private employers: Georgia employers may adopt a veterans’ preference policy for hiring, promotion or retention, as long as it’s in writing and applied uniformly.
- Occupation tax exemption: veterans with an honorable discharge and a 10% or higher service-connected rating are exempt from local occupation taxes and administrative and regulatory fees for 10 years. Apply at your county probate court with a Veterans Business Certificate of Exemption, your DD-214, ID and a VA benefit summary letter.
- Licensing: Georgia offers expedited professional licensing for military spouses and recently separated service members; ask the licensing board for your occupation.
Driver’s Licenses and License Plates
- Free driver’s license: honorably discharged Georgia veterans who served on active duty, and Guard members with 20 years of service, get a free license with a veteran designation. Bring your DD-214 (member 4 copy) to a DDS customer service center.
- Spouses: the spouse of a veteran whose disabilities prevent driving, and an unremarried surviving spouse, can get a free honorary license after GDVS verification.
- National Guard: members in good standing with at least a year of satisfactory service get a free license using Form DS-318 signed by their commander.
- Plates: Georgia offers 186 military and veteran plates, and special veteran plates are free for one vehicle. Additional plates cost the normal manufacturing and registration fees.
- Disabled Veteran plate: available at 100% or paid at the 100% rate, and it authorizes parking in disability-accessible spaces.
Hunting, Fishing and State Parks
- One-time free license: Georgia residents with 90 or more days of federal active duty and a discharge on or after July 1, 2005, can get a free one-year sportsman’s license once. Apply through the Wildlife Resources Division.
- Lifetime license: the Military and Veterans Lifetime Sportsman’s License costs $603. Applicants born after January 1, 1961, must complete hunter education to hunt.
- Disability licenses: Georgia residents with a 100% VA rating can buy a disability sportsman’s license for $18 for three years or $8 a year, or hunting-only or fishing-only versions for $12 or $6.
- State parks: disabled veterans get 25% off accommodations, recreation fees, golf and historic site admission. Take your DD-214, VA benefit summary letter and proof of residency to a GDVS field office to get the discount card.
Georgia War Veterans Homes
The state runs two skilled nursing homes for eligible war veterans:
- Milledgeville: a 248-bed skilled nursing home with Alzheimer’s memory care, sub-acute rehabilitation and a transitional support unit for mental and behavioral health. Admissions: 478-445-4295.
- Augusta: a skilled nursing home run with Augusta University, next to the Charlie Norwood VA Medical Center, which also trains geriatric care students. Main line: 706-721-2824.
To be admitted, you need to have lived in Georgia for the two years before applying or for five of the past 15 years, served during a wartime period, and been discharged under other than dishonorable conditions. VA pays the daily fee in full for veterans rated 70% or higher, and others can apply for VA Aid and Attendance to help cover it.
State Veterans Cemeteries
- Georgia Veterans Memorial Cemetery, Milledgeville: 2617 Vinson Highway, Milledgeville, GA 31061; 478-445-3363
- Georgia Veterans Memorial Cemetery, Glennville: 8819 U.S. Highway 301, Glennville, GA 30427; 912-654-5398
There’s no charge for the gravesite, vault, government marker or use of the committal chapel; the family pays for the casket, preparation and funeral. Eligibility matches VA national cemeteries, so spouses and eligible dependent children qualify too.
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VA Health Care in Georgia
Georgia’s VA medical centers are the Joseph Maxwell Cleland Atlanta VA Medical Center in Decatur, the Carl Vinson VA Medical Center in Dublin and the Charlie Norwood VA Medical Center in Augusta, with outpatient clinics around the state. If you haven’t enrolled, you can apply online at VA.gov; our VA health care enrollment guide explains priority groups.
Getting Help
- Georgia Department of Veterans Service: GDVS veterans service officers help with VA claims and state benefits for free. Find an office through veterans.georgia.gov.
- Vital records: Georgia provides free copies of birth, marriage, divorce and death records when they’re needed for a VA disability or death claim. Call 404-679-4702.
- Neighboring states: compare Georgia with Florida, Alabama, Tennessee and South Carolina.
RELATED READING
South Carolina Veteran Benefits 2026 →
Next door, South Carolina fully exempts military retired pay at any age.
100% VA Disability: Pay, Benefits and How to Qualify →
The rating that unlocks Georgia’s homestead and vehicle tax exemptions.
Compare Georgia with every other state’s retired pay and property tax rules.
Frequently Asked Questions
Partly. For 2026, retirees under 62 can exclude $17,500 of military retired pay, or $35,000 with more than $17,500 of Georgia earned income. Retirees 62 to 64 can exclude $35,000 and those 65 and older $65,000, under the general retirement exclusion that covers all retirement income.
Not in 2026. House Bill 266, signed in May 2025, makes the bigger military exclusion effective for tax years beginning on or after January 1, 2027. The state fiscal note describes a $35,000 limit for retirees under 65 in 2027, rising $5,000 a year until it reaches $65,000.
$126,526 of the home’s value, up from $121,812 in 2025. It applies to veterans rated 100% or paid at the 100% rate for unemployability, and to certain loss-of-limb and loss-of-sight ratings. Some counties apply a slightly higher amount to school taxes.
No, on one vehicle. Veterans who qualify for the disabled veteran homestead exemption are exempt from the annual ad valorem tax or the title ad valorem tax, whichever applies, on one vehicle they own, and they no longer need a Disabled Veteran plate to claim it.
Bring your DD-214 (member 4 copy), proof of Georgia residency and your identity documents to a Department of Driver Services customer service center. Honorably discharged veterans who served on active duty, and National Guard members with 20 years of service, qualify.
Veterans discharged on or after July 1, 2005, with 90 days of federal active duty can get a one-time free one-year sportsman’s license. The Military and Veterans Lifetime Sportsman’s License costs $603, and veterans with a 100% VA rating can buy a three-year disability sportsman’s license for $18.
Contact the admissions office at the Milledgeville home (478-445-4295) or the Augusta home (706-721-2824), or visit a GDVS field office. You will need to show Georgia residency, wartime service and a discharge under other than dishonorable conditions.
This article is provided by USMilitary.org, an independent educational resource. We are not affiliated with the State of Georgia, the Georgia Department of Veterans Service, VA or any government agency. Tax rules and benefit amounts change; confirm current details with the Georgia Department of Veterans Service, the Georgia Department of Revenue or the official Georgia state benefits summary before you rely on them.